Make a House Your Home

Let us help make your dream house a reality. When you finance your home through Strata Credit Union, you get friendly, local service backed by a team of mortgage experts.

WHAT OUR CUSTOMERS SAY

We provide solutions for all of your mortgage needs. From purchase to refinance, we offer programs to help Strata Credit Union members finance their home. 

Now may be the perfect time to purchase the home of your dreams or refinance your current mortgage to save money!

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About your mortgage options

We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.

Complete Suite of 
Mortgage Programs

We offer a complete suite of mortgage programs including conventional and government loan options.

Low Down Payment Programs

Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.

Competitive Rates 
and Closing Costs

Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.

Easy Online Application

Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.

Full Team of Mortgage Experts

We are backed by a full team of mortgage experts to walk you through the mortgage process from application to closing.

Purchase or Refinance

Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.

The Pricing Plan

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All plans include the following features as a standard of our product.

Let us help make your dream house a reality.
Start your mortgage loan application today to begin the process of getting into the home of your dreams!

If you have questions and want to talk about your specific situation, call our expert Mortgage Consultants today:

Ready to Get Started?

Want to schedule an Appointment?

CLICK HERE to setup a time to meet with one of our friendly loan officers and learn all the details about borrowing money for your next home. 

* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (‘MFM’) (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Strata Federal Credit Union (1717 Truxtun Ave Bakersfield, CA 93301 | (661) 632.1625 | NMLS ID: 402841). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

Home Buying Webinar - Aug. 9, 2022 - 6PM PT

Home Buying Webinar - Aug. 23, 2022 - 6PM PT

Get your mortgage right here at
Strata Credit Union 

Make a House Your Home

Let us help make your dream house a reality. When you finance your home through Strata Credit Union, you get friendly, local service backed by a team of mortgage experts.

Tell Us About Yourself

Tell us about yourself